What Insurance Does Walmart Accept

As the largest retailer in the United States, Walmart offers a wide range of products and services, including health insurance, dental insurance, vision insurance.

But what types of insurance does Walmart accept? This introduction will explore the different types of insurance that Walmart accepts, as well as the benefits and drawbacks of each.

What type of insurance does Walmart accept
What Type Of Insurance Does Walmart Accept

Whether you are looking for health insurance, dental insurance, or vision insurance, this article will provide you with the information you need to make an informed decision.

What Type Of Health Insurance Does Walmart Accept?

Walmart itself is not an insurance provider, but its various healthcare entities accept various types of health insurance:

1. Walmart Health:


  • Medicare: Original Medicare and most Medicare Advantage plans.
  • Major Insurance Providers: Anthem, Cigna, Blue Cross Blue Shield, and others. (Note: This list may not be exhaustive and in-network plans can vary by state.)

However, it’s important to note that not all plans may be accepted at every Walmart location.

To find out if your specific plan is accepted at your local Walmart, it’s best to check with the store directly or with your insurance provider.

2. Walmart Employee Health Insurance:

Walmart offers various health insurance plans to its eligible employees through partnerships with major insurance companies.

These plans aim to provide affordable and comprehensive coverage for associates and their families. Here’s what you need to know:


  • Salaried associates and full-time drivers: Eligible to enroll anytime between their start date and the 59th day of employment.
  • Part-time and temporary associates: Eligibility is based on meeting specific hours worked requirements during designated periods within your first year.


  • Multiple plans: Walmart offers various plans with different coverage levels, networks, and costs to fit individual needs and preferences.
  • Examples: You might find options like Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and High-Deductible Health Plans (HDHPs).
  • Benefits: Plans typically cover expenses like doctor visits, hospital stays, prescriptions, and preventive care.


  • Details and comparisons: You can find detailed information about each plan, including costs, coverage specifics, and network providers, on the internal Walmart platform, OneWalmart, under the “Benefits Guide” section. (https://one.walmart.com/content/usone/en_us/me/health/benefits-guide.html)
  • Enrollment: You can enroll in the plan of your choice during the designated enrollment window through OneWalmart.
  • Assistance: If you need further assistance understanding the plans or enrollment process, you can contact People Services at 800-421-1362.

What Type Of Dental Insurance Does Walmart Accept?

Walmart accepts both Delta Dental and MetLife dental insurance. Delta Dental is the largest dental insurance provider in the United States, and MetLife is one of the largest insurance providers overall.

With either of these plans, you’ll be able to get coverage for routine dental care, such as cleanings and exams, as well as more extensive procedures, such as crowns and root canals.

However, it’s important to note that coverage may vary depending on your specific plan, so be sure to check with your insurance provider to understand your benefits.


What Type Of Vision Insurance Does Walmart Accept?

Walmart accepts two main types of vision insurance: VSP and EyeMed. VSP, or the Vision Service Plan, is the largest vision insurance provider in the United States.

EyeMed is another major vision insurance provider that offers similar benefits.

With either plan, you’ll get coverage for eye exams, glasses, and contacts. However, like dental insurance, the specific coverage you receive will depend on your specific plan.

Additionally, you may be able to get discounts on additional services, such as LASIK surgery, with these plans.

What Other Type Of Insurance Does Walmart Accept?

In addition to health, dental, and vision insurance, Walmart also accepts a variety of other types of insurance. For example, Walmart accepts life insurance, car insurance, and home insurance.

Walmart also has a pharmacy that accepts prescription drug insurance. In some cases, you may be able to use your health insurance to pay for prescriptions at Walmart, but it’s best to check with your insurance provider to be sure.

What type of insurance does Walmart accept
What Type Of Insurance Does Walmart Accept

Additionally, Walmart may accept other types of insurance on a case-by-case basis, so it’s always best to check with your insurance provider or with the store directly.

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